{"id":7263,"date":"2026-06-30T12:00:00","date_gmt":"2026-06-30T10:00:00","guid":{"rendered":"https:\/\/elhetomagyarorszag.hu\/?p=7263"},"modified":"2026-06-30T09:33:02","modified_gmt":"2026-06-30T07:33:02","slug":"babavaro-hitel-valtozasok","status":"publish","type":"post","link":"https:\/\/mail.elhetobudapest.hu\/index.php\/2026\/06\/30\/babavaro-hitel-valtozasok\/","title":{"rendered":"Babav\u00e1r\u00f3 hitel \u00e9s Di\u00e1khitel: Fontos k\u00f6nny\u00edt\u00e9seket jelentett be a korm\u00e1ny"},"content":{"rendered":"\n<p><strong>A babav\u00e1r\u00f3 hitel \u00e9s a Di\u00e1khitel szab\u00e1lyai is v\u00e1ltoznak. A Magyar K\u00f6zl\u00f6nyben megjelent korm\u00e1nyrendeletek alapj\u00e1n t\u00f6bb t\u00edzezer csal\u00e1d \u00e9s di\u00e1khiteles kap k\u00f6nny\u00edt\u00e9st: meghosszabb\u00edtj\u00e1k a gyermekv\u00e1llal\u00e1si hat\u00e1rid\u0151t, valamint \u00fajabb f\u00e9l \u00e9vig \u00e9rv\u00e9nyben marad a Di\u00e1khitel 1 kamatstopja.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Babav\u00e1r\u00f3 hitel: n\u00e9gy h\u00f3nappal kitolt\u00e1k a hat\u00e1rid\u0151t<\/h2>\n\n\n\n<p>A korm\u00e1ny 2026. november 1-j\u00e9ig meghosszabb\u00edtotta a babav\u00e1r\u00f3 hitel els\u0151 gyermek\u00e9nek v\u00e1llal\u00e1s\u00e1ra vonatkoz\u00f3 hat\u00e1rid\u0151t azok sz\u00e1m\u00e1ra, akik <strong>2019. j\u00falius 1. \u00e9s 2021. okt\u00f3ber 31. k\u00f6z\u00f6tt<\/strong> vett\u00e9k fel a k\u00f6lcs\u00f6nt.<\/p>\n\n\n\n<p>A m\u00f3dos\u00edt\u00e1s azokat a csal\u00e1dokat \u00e9rinti, akikn\u00e9l az \u00f6t\u00e9ves gyermekv\u00e1llal\u00e1si hat\u00e1rid\u0151 2024. j\u00falius 1. \u00e9s 2026. okt\u00f3ber 31. k\u00f6z\u00f6tt j\u00e1rt volna le. A hosszabb\u00edt\u00e1snak k\u00f6sz\u00f6nhet\u0151en tov\u00e1bbi n\u00e9gy h\u00f3nap \u00e1ll rendelkez\u00e9s\u00fckre a felt\u00e9tel teljes\u00edt\u00e9s\u00e9re.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">T\u00f6bb t\u00edzezer csal\u00e1dot \u00e9rint a d\u00f6nt\u00e9s<\/h2>\n\n\n\n<p>A Magyar Nemzeti Bank adatai szerint 2025 v\u00e9g\u00e9n <strong>267 ezer<\/strong> h\u00e1zasp\u00e1r rendelkezett babav\u00e1r\u00f3 hitellel. K\u00f6z\u00fcl\u00fck mintegy <strong>77 ezer csal\u00e1d<\/strong> m\u00e9g nem teljes\u00edtette az els\u0151 gyermek megsz\u00fclet\u00e9s\u00e9hez k\u00f6t\u00f6tt felt\u00e9telt.<\/p>\n\n\n\n<p>A legnagyobb k\u00f6nny\u00edt\u00e9st azok a k\u00f6zel <strong>24 700 h\u00e1zasp\u00e1r<\/strong> kapj\u00e1k, akikn\u00e9l a hat\u00e1rid\u0151 j\u00falius 1-j\u00e9n j\u00e1rt volna le. Ha nem sz\u00fcletik \u00fajabb d\u00f6nt\u00e9s, nekik vissza kellett volna fizetni\u00fck az addig kapott kamatt\u00e1mogat\u00e1st, ami egyes esetekben <strong>1,9\u20133,7 milli\u00f3 forintot<\/strong> is el\u00e9rhetett volna. Emellett a havi t\u00f6rleszt\u0151r\u00e9szlet is jelent\u0151sen emelkedett volna.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">A v\u00e9gleges megold\u00e1s m\u00e9g v\u00e1rat mag\u00e1ra<\/h2>\n\n\n\n<p>A mostani int\u00e9zked\u00e9s egyel\u0151re csak halad\u00e9kot jelent. A korm\u00e1ny v\u00e1rhat\u00f3an k\u00e9s\u0151bb d\u00f6nthet arr\u00f3l, hogy hosszabb t\u00e1von milyen szab\u00e1lyok vonatkozzanak azokra a csal\u00e1dokra, akik \u00f6nhib\u00e1jukon k\u00edv\u00fcl nem tudt\u00e1k teljes\u00edteni a gyermekv\u00e1llal\u00e1si felt\u00e9telt.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Marad a Di\u00e1khitel 1 kamatstopja<\/h2>\n\n\n\n<p>Nemcsak a babav\u00e1r\u00f3 hitelt \u00e9rinti a v\u00e1ltoz\u00e1s. A Magyar K\u00f6zl\u00f6nyben megjelent m\u00e1sik rendelet szerint <strong>2026. december 31-ig<\/strong> meghosszabb\u00edtj\u00e1k a Di\u00e1khitel 1 kamatstopj\u00e1t.<\/p>\n\n\n\n<p>Ennek k\u00f6sz\u00f6nhet\u0151en a <strong>2024. december 31. el\u0151tt felvett szabad felhaszn\u00e1l\u00e1s\u00fa Di\u00e1khitel 1<\/strong> kamata tov\u00e1bbra is <strong>7,99 sz\u00e1zal\u00e9k<\/strong> marad.<\/p>\n\n\n\n<p>Az \u00faj hitelfelvev\u0151k sz\u00e1m\u00e1ra ugyanakkor a Di\u00e1khitel 1 jelenleg <strong>8,18 sz\u00e1zal\u00e9kos kamattal<\/strong> \u00e9rhet\u0151 el, m\u00edg a tand\u00edj finansz\u00edroz\u00e1s\u00e1ra szolg\u00e1l\u00f3 <strong>Di\u00e1khitel 2<\/strong> tov\u00e1bbra is kamatmentes.<\/p>\n\n\n\n<p>forr\u00e1s:portfolio<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A babav\u00e1r\u00f3 hitel \u00e9s a Di\u00e1khitel szab\u00e1lyai is v\u00e1ltoznak. A Magyar K\u00f6zl\u00f6nyben megjelent korm\u00e1nyrendeletek alapj\u00e1n t\u00f6bb t\u00edzezer csal\u00e1d \u00e9s di\u00e1khiteles kap k\u00f6nny\u00edt\u00e9st: meghosszabb\u00edtj\u00e1k a gyermekv\u00e1llal\u00e1si hat\u00e1rid\u0151t, valamint \u00fajabb f\u00e9l \u00e9vig \u00e9rv\u00e9nyben marad a Di\u00e1khitel 1 kamatstopja. Babav\u00e1r\u00f3 hitel: n\u00e9gy h\u00f3nappal kitolt\u00e1k a hat\u00e1rid\u0151t A korm\u00e1ny 2026. november 1-j\u00e9ig meghosszabb\u00edtotta a babav\u00e1r\u00f3 hitel els\u0151 gyermek\u00e9nek v\u00e1llal\u00e1s\u00e1ra [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":792,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[24],"tags":[3115,3116,3117,3118,2337],"class_list":{"0":"post-7263","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-elheto-elet","8":"tag-babavaro-hitel","9":"tag-diakhitel","10":"tag-kamatstop","11":"tag-kormanyrendelet","12":"tag-magyar-kozlony"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Babav\u00e1r\u00f3 hitel: Fontos v\u00e1ltoz\u00e1sokat jelentett be a korm\u00e1ny<\/title>\n<meta name=\"description\" content=\"A babav\u00e1r\u00f3 hitel szab\u00e1lyai m\u00f3dosulnak, \u00e9s marad a Di\u00e1khitel 1 kamatstopja. 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